Financial Management

My new years resolution next year is to learn how to manage my money efficiently. I need to learn how to spend my money wisely. I’ve been earning a lot lately but still I didn’t save a lot. I think there is a problem with the way I’m spending. Next year my target is to earn atleast half a million bucks. But first I have to pay for my credit cards and also my installment loans .In order to save money you must pay all your debts first.

My plan is to atleast minimize my spendings and try to buy only the things that are necessary. I admit that I cannot decide for myself on what I’m gonna do with half a million bucks. I have this dilemma on wheter I should invest it or by a house or a car. It’s really a tough decision, I would ask for an answer from above tomorrow because me and my girlfriend will be visiting a holy place in our town. They said that when you ask for an answer to your prayers, he will answer. I’ll post more about my trip to this holy place maybe tomorrow.

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